id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
gekb:plan_epargne_fonds:account_closing,gekb:plan_epargne_fonds,gekb,account_closing,Retraits/frais de cloture,200.0,CHF,one_time,,,"1ere annee CHF 200 + TVA, 2e annee CHF 100 + TVA, des la 3e annee gratuit",19,2026-01-01,free
gekb:plan_epargne_fonds:admin_fee,gekb:plan_epargne_fonds,gekb,admin_fee,Commission d'administration,0.15,percent,per_annum_pct,,,+ TVA,19,2026-01-01,free