id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
gekb:plan_epargne_prevoyance:account_closing,gekb:plan_epargne_prevoyance,gekb,account_closing,Frais de cloture,200.0,CHF,one_time,,,"1ere annee CHF 200, 2e annee CHF 100, des la 3e annee gratuit",14,2026-01-01,pro
gekb:plan_epargne_prevoyance:admin_fee,gekb:plan_epargne_prevoyance,gekb,admin_fee,Commission d'administration,0.0,CHF,annual,,,Aucune commission d'administration ni de courtage,13,2026-01-01,pro