id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
gekb:prive_12_25:account_mgmt,gekb:prive_12_25,gekb,account_mgmt,Forfait mensuel,0.0,CHF,monthly,,,,5,2026-01-01,free