id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
grb:privor_3a:nkk,grb:privor_3a,grb,service_fee,NKK PRIVOR 3a,2.0,percent,per_use,,,Bei vorzeitigem Bezug ausserhalb Stiftungsreglement.,2,2026-01-01,pro