id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
grkb:cc_commercial_gold:annual_fee,grkb:cc_commercial_gold,grkb,annual_fee,Hauptkarte,170.0,CHF,annual,,,,11,2026-03-01,free
grkb:cc_commercial_gold:fx_markup,grkb:cc_commercial_gold,grkb,fx_markup,Transaktionen in kartenfremder Waehrung,1.0,percent,per_txn,,,,11,2026-03-01,free