id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier grkb:cc_intl_gold:annual_fee,grkb:cc_intl_gold,grkb,annual_fee,Hauptkarte,200.0,EUR,annual,,,,10,2026-03-01,free grkb:cc_intl_gold:additional_card,grkb:cc_intl_gold,grkb,additional_card,Zusatzkarte,100.0,EUR,annual,,,,10,2026-03-01,free grkb:cc_intl_gold:fx_markup,grkb:cc_intl_gold,grkb,fx_markup,Fremdwaehrungszuschlag,1.75,percent,per_txn,,,,10,2026-03-01,free