id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
grkb:cc_silber:annual_fee,grkb:cc_silber,grkb,annual_fee,Hauptkarte,100.0,CHF,annual,,,Kostenlos fuer Jugendliche und Studierende,8,2026-03-01,free
grkb:cc_silber:additional_card,grkb:cc_silber,grkb,additional_card,Zusatzkarte,25.0,CHF,annual,,,,8,2026-03-01,free
grkb:cc_silber:replacement,grkb:cc_silber,grkb,replacement_card,Ersatzkarte,20.0,CHF,one_time,,,,8,2026-03-01,free
grkb:cc_silber:cash_advance,grkb:cc_silber,grkb,cash_advance,Bargeldbezug,4.0,percent,per_txn,,,Mind. CHF 10,8,2026-03-01,free
grkb:cc_silber:quasi_cash,grkb:cc_silber,grkb,cash_advance,Quasi-Cash Kommission,4.0,percent,per_txn,,,Mind. CHF 10 fuer geldaehnliche Transaktionen (z.B. Krypto-Kauf),8,2026-03-01,free
grkb:cc_silber:gambling,grkb:cc_silber,grkb,commission,Kommission Gluecksspiel,4.0,percent,per_txn,,,Mind. CHF 10 fuer Lotto/Wett/Casino (exkl. Swisslos/Loterie Romande),8,2026-03-01,free
grkb:cc_silber:fx_markup,grkb:cc_silber,grkb,fx_markup,Fremdwaehrungszuschlag,1.75,percent,per_txn,,,,8,2026-03-01,free