id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
grkb:gioia_3a:mgmt_fee,grkb:gioia_3a,grkb,mgmt_fee,Basisjahresgebuehr,0.1,percent,annual,,,Inkl. Wertschriftenhandel,20,2026-03-01,pro