id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
grkb:kontokorrent:account_mgmt,grkb:kontokorrent,grkb,account_mgmt,Kontofuehrung,15.0,CHF,quarterly,,,,4,2026-03-01,free
grkb:kontokorrent:guarantee_undeckt,grkb:kontokorrent,grkb,guarantee_fee,Ungedeckte Kautionen,0.3,percent,quarterly,,,Mindestgebuehr CHF 75/EUR 70/USD 80 pro Quartal,19,2026-03-01,free
grkb:kontokorrent:guarantee_deckt,grkb:kontokorrent,grkb,guarantee_fee,Gedeckte Kautionen,0.15,percent,quarterly,,,,19,2026-03-01,free