id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
grkb:life_card:annual_fee,grkb:life_card,grkb,annual_fee,Hauptkarte,45.0,CHF,annual,,,Kostenlos fuer Jugend- und Bildung-plus-Konto,12,2026-03-01,free
grkb:life_card:fx_purchase,grkb:life_card,grkb,purchase_abroad,Bargeldlos im Ausland,0.95,percent,per_txn,,,In Fremdwaehrung 0.95% Bearbeitungsgebuehr,12,2026-03-01,free