id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
grkb:privatkonto_eur:account_mgmt,grkb:privatkonto_eur,grkb,account_mgmt,Kontofuehrung,48.0,CHF,annual,,,,4,2026-03-01,free