id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
hbl:cc_prepaid:annual_fee,hbl:cc_prepaid,hbl,annual_fee,Jahresgebuehr,50.0,CHF,annual,,,,11,2026-04-01,free
hbl:cc_prepaid:annual_fee_under30,hbl:cc_prepaid,hbl,annual_fee,Jahresgebuehr unter 30,0.0,CHF,annual,,,Kostenlos fuer Kundschaft unter 30,11,2026-04-01,free