id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
hbl:travel_card:load_fee,hbl:travel_card,hbl,load_fee,Aufladegebuehr,1.5,percent,per_txn,,,In der Regel 1.5% des Ladebetrags,11,2026-04-01,free
hbl:travel_card:annual_fee,hbl:travel_card,hbl,annual_fee,Jahresgebuehr,0.0,CHF,annual,,,Kostenlos,11,2026-04-01,free