id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
hbl:vereinskonto:account_closing,hbl:vereinskonto,hbl,account_closing,Kontoabschluss,5.0,CHF,annual,,,,7,2026-04-01,free
hbl:vereinskonto:account_mgmt,hbl:vereinskonto,hbl,account_mgmt,Kontofuehrung,0.0,CHF,annual,,,Kontoabschluss CHF 5/Jahr,7,2026-04-01,free