id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
jukb:compte_epargne_cadeau:account_mgmt,jukb:compte_epargne_cadeau,jukb,account_mgmt,Frais de gestion,0.0,CHF,annual,,,,,,free