id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
leerau:buergschaft:quarterly,leerau:buergschaft,leerau,guarantee_fee,Buergschaft / Garantie pro Quartal,0.3,percent,quarterly,,,Mindestens CHF 250 pro Quartal.,1,2026-01-01,business