id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
leman:point_leman_individuel:payment_non_ebanking,leman:point_leman_individuel,leman,payment_fee_domestic,Inland-Zahlung hors e-Banking,30.0,CHF,per_transaction,,,CHF 30 fuer manuell verarbeitete Inland-/SEPA-Zahlungen. Aggressives Digital-Channel-Pricing.,,2026-01-01,free
leman:point_leman_individuel:swift_normal,leman:point_leman_individuel,leman,payment_fee_international,Autres paiements via e-Banking,25.0,CHF,per_transaction,,,CHF 25 fuer andere internationale Zahlungen via e-Banking. CHF 55 hors e-Banking.,,2026-01-01,free
leman:point_leman_individuel:cash_counter,leman:point_leman_individuel,leman,cash_withdrawal_counter,Schalterabhebung EUR/CHF/USD,1.0,percent,per_transaction,,,1% Kommission auf Schaltergeschaeft in Fremdwaehrung (EUR/CHF/USD).,,2026-01-01,free
leman:point_leman_individuel:base_fee,leman:point_leman_individuel,leman,package_fee,Point Léman Individuel — Gratuit,0.0,CHF,monthly,,,Gratuit fuer Erwachsene Romandie-Resident.,,2026-01-01,free
leman:point_leman_individuel:payment_e_banking,leman:point_leman_individuel,leman,payment_fee_domestic,Inland-Zahlung via e-Banking,0.0,CHF,per_transaction,,,"Gratuit via e-Banking. Hors e-Banking: CHF 30/Zahlung. Identisch fuer SEPA EUR, Dauerauftrag, QR-Rechnung.",,2026-01-01,free