id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
llb_ch:sparkonto_you_save:monthly,llb_ch:sparkonto_you_save,llb_ch,base_fee,Kontofuehrung Sparkonto you save,0.0,CHF,monthly,,,Kostenlose Kontofuehrung fuer 12-26-Jaehrige.,,2026-01-01,free