id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
llb_ch:travel_karte:annual,llb_ch:travel_karte,llb_ch,annual_fee,Jahresgebuehr Travel Karte,0.0,CHF,annual,,,,,2026-01-01,free