id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
llb_ch:visa_debit:virtual,llb_ch:visa_debit,llb_ch,service_fee,Virtuelle Debitkarte (optional),0.3,CHF,monthly,,,Pro Karte und Monat (optional in Pro/Flex Paketen).,,2026-01-01,free