id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
lukb:bankkarte_sesam:account_opening,lukb:bankkarte_sesam,lukb,account_opening,Ausstellungsgebuehr,20.0,CHF,one_time,,,,,2026-03-01,free