id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier lukb:credit_silber:annual_fee,lukb:credit_silber,lukb,annual_fee,Jahresgebuehr Hauptkarte,100.0,CHF,annual,,,,,2026-03-01,free lukb:credit_silber:cash_advance,lukb:credit_silber,lukb,cash_advance,Bargeldbezug,4.0,percent,per_txn,,,mind. CHF 10,,2026-03-01,free lukb:credit_silber:fx_markup,lukb:credit_silber,lukb,fx_markup,Fremdwaehrungszuschlag,1.75,percent,per_txn,,,,,2026-03-01,free