id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
lukb:mieterkautionssparkonto:account_opening,lukb:mieterkautionssparkonto,lukb,account_opening,Kontoeroeffnung,50.0,CHF,one_time,,,,,2026-03-01,free