id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
lukb:visa_debit_classic:annual_fee,lukb:visa_debit_classic,lukb,annual_fee,Monatsgebuehr,48.0,CHF,annual,,,(billed monthly at CHF 4/Monat),,2026-03-01,free