id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
migrosbank:credit_gold:annual_fee,migrosbank:credit_gold,migrosbank,annual_fee,Jahresgebühr Hauptkarte,200.0,CHF,annual,,,Zusatzkarte CHF 50,14,2026-01-01,free
migrosbank:credit_gold:cash_advance,migrosbank:credit_gold,migrosbank,cash_advance,Bargeldbezug Geldautomaten,4.0,percent,per_txn,,,Mind. CHF 10,14,2026-01-01,free
migrosbank:credit_gold:fx_markup,migrosbank:credit_gold,migrosbank,fx_markup,Ausland in Fremdwährung,1.75,percent,per_txn,,,,14,2026-01-01,free