id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
migrosbank:credit_silber:annual_fee,migrosbank:credit_silber,migrosbank,annual_fee,Jahresgebühr Hauptkarte,100.0,CHF,annual,,,Zusatzkarte CHF 25,14,2026-01-01,free