id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
migrosbank:fp_expert:pauschal,migrosbank:finanzplanung_expert,migrosbank,service_fee,Finanzplanung Expert Pauschal,3500.0,CHF,per_use,,,,27,2026-01-01,pro