id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier migrosbank:freizuegigkeitskonto:account_mgmt,migrosbank:freizuegigkeitskonto,migrosbank,account_mgmt,Kontoführung,0.0,CHF,monthly,,,,10,2026-01-01,pro