id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
migrosbank:sparkonto:withdrawal_limit,migrosbank:sparkonto,migrosbank,withdrawal_excess_fee,Rückzug über Limite,2.0,percent,per_txn,,,"CHF 50000 monatlich, darüber 2%/31 Tage Betragskündigung",6,2026-01-01,free
migrosbank:sparkonto:account_mgmt,migrosbank:sparkonto,migrosbank,account_mgmt,Kontoführung,0.0,CHF,monthly,,,,6,2026-01-01,free