id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
nekb:compte_gestion:counter_withdrawal,nekb:compte_gestion,nekb,counter_withdrawal,Frais de retrait guichet,2.0,CHF,per_txn,,,,,2026-04-08,free
nekb:compte_gestion:account_mgmt,nekb:compte_gestion,nekb,account_mgmt,Frais de tenue de compte,0.0,CHF,annual,,,,,2026-04-08,free