id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier nekb:credit_argent:annual_fee,nekb:credit_argent,nekb,annual_fee,Cotisation annuelle carte principale,100.0,CHF,annual,,,,,2026-04-08,free nekb:credit_argent:annual_fee_supp,nekb:credit_argent,nekb,annual_fee_supplementary,Cotisation annuelle carte supplementaire,25.0,CHF,annual,,,,,2026-04-08,free nekb:credit_argent:replacement,nekb:credit_argent,nekb,card_replacement,Carte de remplacement,20.0,CHF,one_time,,,,,2026-04-08,free nekb:credit_argent:cash_advance,nekb:credit_argent,nekb,cash_advance,Retrait aux distributeurs,4.0,percent,per_txn,,,Min. CHF 10,,2026-04-08,free nekb:credit_argent:paper_statement,nekb:credit_argent,nekb,paper_statement,Frais de decompte papier,2.0,CHF,per_txn,,,Gratuit en ligne,,2026-04-08,free nekb:credit_argent:fx_markup,nekb:credit_argent,nekb,fx_markup,Transaction a l'etranger ou en monnaie etrangere,1.75,percent,per_txn,,,,,2026-04-08,free