id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
nekb:credit_commercial_argent:annual_fee,nekb:credit_commercial_argent,nekb,annual_fee,Cotisation annuelle carte principale,85.0,CHF,annual,,,,,2026-04-08,free
nekb:credit_commercial_argent:fx_markup,nekb:credit_commercial_argent,nekb,fx_markup,Transaction a l'etranger ou en monnaie etrangere,1.5,percent,per_txn,,,,,2026-04-08,free