id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier nekb:credit_or:annual_fee,nekb:credit_or,nekb,annual_fee,Cotisation annuelle carte principale,200.0,CHF,annual,,,,,2026-04-08,free nekb:credit_or:annual_fee_supp,nekb:credit_or,nekb,annual_fee_supplementary,Cotisation annuelle carte supplementaire,50.0,CHF,annual,,,,,2026-04-08,free nekb:credit_or:cash_advance,nekb:credit_or,nekb,cash_advance,Retrait aux distributeurs,4.0,percent,per_txn,,,Min. CHF 10,,2026-04-08,free nekb:credit_or:fx_markup,nekb:credit_or,nekb,fx_markup,Transaction a l'etranger ou en monnaie etrangere,1.75,percent,per_txn,,,,,2026-04-08,free