id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
nekb:epargne3:transfer_out,nekb:epargne3,nekb,account_closing,Transfert a un autre institut,50.0,CHF,one_time,,,CHF 50.- egalement pour ecritures correctives >6 mois,,2026-04-08,pro
nekb:epargne3:account_mgmt,nekb:epargne3,nekb,account_mgmt,Frais de tenue de compte,0.0,CHF,annual,,,,,2026-04-08,pro