id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
neon:free:atm_ch,neon:free,neon,atm_domestic_other,Bargeldbezug Schweiz,2.0,CHF,per_txn,,,Keine Gratisbezuege im free Plan,,2026-04-01,free
neon:free:atm_abroad,neon:free,neon,atm_abroad,Bargeldbezug Ausland,1.5,percent,per_txn,,,Zusaetzlich zum Wechselkurs,,2026-04-01,free
neon:free:base_fee,neon:free,neon,base_fee,Monatliche Gebuehr,0.0,CHF,monthly,,,,,2026-04-01,free