id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
neon:global:base_fee,neon:global,neon,base_fee,Monatliche Gebuehr,8.0,CHF,monthly,,,,,2026-04-01,free
neon:global:atm_ch,neon:global,neon,atm_domestic_other,Bargeldbezug Schweiz,2.0,CHF,per_txn,,,"3 Gratisbezuege pro Monat, danach CHF 2",,2026-04-01,free
neon:global:atm_abroad,neon:global,neon,atm_abroad,Bargeldbezug Ausland,0.5,percent,per_txn,,,,,2026-04-01,free