id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier neon:metal:base_fee,neon:metal,neon,base_fee,Monatliche Gebuehr,15.0,CHF,monthly,,,,,2026-04-01,free neon:metal:atm_ch,neon:metal,neon,atm_domestic_other,Bargeldbezug Schweiz,0.0,CHF,per_txn,,,5 Gratisbezuege pro Monat + weltweit kostenlos,,2026-04-01,free neon:metal:atm_abroad,neon:metal,neon,atm_abroad,Bargeldbezug Ausland,0.0,percent,per_txn,,,Weltweit kostenlos,,2026-04-01,free