id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
neon:pillar3a:mgmt_tier1,neon:pillar3a,neon,mgmt_fee,Verwaltungsgebuehr bis CHF 4999,0.45,percent,per_annum_pct,vol:0-5k,,Belastung vierteljaehrlich,,2026-04-01,pro
neon:pillar3a:mgmt_tier2,neon:pillar3a,neon,mgmt_fee,Verwaltungsgebuehr CHF 5000-9999,0.44,percent,per_annum_pct,vol:5k-10k,,,,2026-04-01,pro
neon:pillar3a:mgmt_tier3,neon:pillar3a,neon,mgmt_fee,Verwaltungsgebuehr CHF 10000-24999,0.43,percent,per_annum_pct,vol:10k-25k,,,,2026-04-01,pro
neon:pillar3a:mgmt_tier4,neon:pillar3a,neon,mgmt_fee,Verwaltungsgebuehr CHF 25000-49999,0.41,percent,per_annum_pct,vol:25k-50k,,,,2026-04-01,pro
neon:pillar3a:mgmt_tier5,neon:pillar3a,neon,mgmt_fee,Verwaltungsgebuehr ab CHF 50000,0.39,percent,per_annum_pct,vol:>50k,,,,2026-04-01,pro