id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
nwkb:hypothek:saron_switch,nwkb:hypothek,nwkb,setup_fee,Produktwechsel SARON,250.0,CHF,one_time,,,"Auch fuer Abloesung/Saldierung, Schulduebernahme, Pfandentlassung, Vertragsaenderung",,2026-01-01,pro