id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
owkb:credit_basic:annual_fee,owkb:credit_basic,owkb,annual_fee,Jahresgebuehr Basic,50.0,CHF,annual,,,Kostenlos fuer Jugend/Studenten; 1. Jahr halber Preis,,2026-04-01,free
owkb:credit_basic:fx_markup,owkb:credit_basic,owkb,fx_markup,Bearbeitungsgebuehr Ausland Basic,2.5,percent,per_txn,,,,,2026-04-01,free