id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier owkb:credit_platinum:annual_fee,owkb:credit_platinum,owkb,annual_fee,Jahresgebuehr Platinum,550.0,CHF,annual,,,,,2026-04-01,free owkb:credit_platinum:cash_advance,owkb:credit_platinum,owkb,cash_advance,Bargeldbezug Platinum,2.5,percent,per_txn,,,mind. CHF 5/EUR/USD 3.50,,2026-04-01,free