id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
owkb:credit_silber:annual_fee,owkb:credit_silber,owkb,annual_fee,Jahresgebuehr Silber/Classic,100.0,CHF,annual,,,CHF 50 fuer Jugend/Studenten; 1. Jahr halber Preis,,2026-04-01,free
owkb:credit_silber:cash_advance,owkb:credit_silber,owkb,cash_advance,Bargeldbezug,4.0,percent,per_txn,,,mind. CHF 10,,2026-04-01,free
owkb:credit_silber:fx_markup,owkb:credit_silber,owkb,fx_markup,Bearbeitungsgebuehr Ausland,1.75,percent,per_txn,,,,,2026-04-01,free