id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier owkb:debit_mastercard:monthly_fee,owkb:debit_mastercard,owkb,annual_fee,Monatsgebuehr Debit MC,30.0,CHF,annual,,,Kostenlos im Service-Set Bezahlen ; (billed monthly at CHF 2.50/Monat),,2026-04-01,free owkb:debit_mastercard:replacement,owkb:debit_mastercard,owkb,replacement_card,Ersatzkarte,10.0,CHF,one_time,,,,,2026-04-01,free owkb:debit_mastercard:atm_abroad,owkb:debit_mastercard,owkb,atm_abroad,Bargeldbezug Ausland,5.0,CHF,per_txn,,,,,2026-04-01,free owkb:debit_mastercard:atm_domestic_other,owkb:debit_mastercard,owkb,atm_domestic_other,Bargeldbezug andere Institute CH,2.0,CHF,per_txn,,,,,2026-04-01,free owkb:debit_mastercard:purchase_domestic,owkb:debit_mastercard,owkb,purchase_domestic,Bezahlen CH,0.0,CHF,per_txn,,,,,2026-04-01,free owkb:debit_mastercard:purchase_abroad,owkb:debit_mastercard,owkb,purchase_abroad,Bezahlen Ausland,0.0,CHF,per_txn,,,,,2026-04-01,free owkb:debit_mastercard:atm_domestic_own,owkb:debit_mastercard,owkb,atm_domestic_own,Bargeldbezug OKB+KB,0.0,CHF,per_txn,,,,,2026-04-01,free