id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
owkb:mastercard_life:annual_fee,owkb:mastercard_life,owkb,annual_fee,Jahresgebuehr Life Prepaid,45.0,CHF,annual,,,,,2026-04-01,free