id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
owkb:mietkautionskonto:account_opening,owkb:mietkautionskonto,owkb,account_opening,Kontoeroeffnung,30.0,CHF,one_time,,,,,2026-04-01,free