id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
owkb:privatkonto_mono:account_mgmt,owkb:privatkonto_mono,owkb,account_mgmt,Kontofuehrung Mono,3.0,CHF,monthly,,,CHF 2 als Zusatzkonto zum Service-Set,,2026-04-01,free