id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
owkb:sparkonto:payment_ebanking,owkb:sparkonto,owkb,transfer_domestic,E-Banking ab Sparkonto,5.0,CHF,per_txn,,ebanking,,,2026-04-01,free
owkb:sparkonto:account_mgmt,owkb:sparkonto,owkb,account_mgmt,Kontofuehrung,0.0,CHF,monthly,,,,,2026-04-01,free