id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier owkb:vv_basis:min,owkb:vv_basis,owkb,annual_fee,Minimumgebuehr pro Jahr,30.0,CHF,annual,,,Jugendrabatt 50% bis 26. Geburtstag,17,,pro owkb:vv_basis:flat_pct,owkb:vv_basis,owkb,mgmt_fee,Pauschalgebuehr alle Anlagestrategien,0.65,percent,annual,,,Pauschal all-in; quartalsweise belastet,17,,pro