id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier postfinance:card_chf:replacement,postfinance:card_chf,postfinance,replacement_card,Kartenersatz,40.0,CHF,one_time,,,Via E-Finance CHF 25,14,2026-01-01,free postfinance:card_chf:card_block,postfinance:card_chf,postfinance,card_block,Kartensperrung,20.0,CHF,per_txn,,,Via E-Finance kostenlos,14,2026-01-01,free postfinance:card_chf:atm_other_eur,postfinance:card_chf,postfinance,atm_domestic_other,Fremdbank EUR Schweiz,5.0,CHF,per_txn,,,,14,2026-01-01,free postfinance:card_chf:atm_abroad,postfinance:card_chf,postfinance,atm_abroad,Geldautomaten Ausland,5.0,CHF,per_txn,,,Bankpaket SmartPlus/SmartYoung/SmartStudents: kostenlos,14,2026-01-01,free postfinance:card_chf:atm_other,postfinance:card_chf,postfinance,atm_domestic_other,Fremdbank CHF,2.0,CHF,per_txn,,,Bankpaket SmartPlus/SmartYoung/SmartStudents: kostenlos,14,2026-01-01,free postfinance:card_chf:fx_markup,postfinance:card_chf,postfinance,fx_markup,Einkauefe Ausland Bearbeitungszuschlag,1.5,percent,per_txn,,,,14,2026-01-01,free postfinance:card_chf:annual_fee,postfinance:card_chf,postfinance,annual_fee,Jahrespreis,0.0,CHF,annual,,,,14,2026-01-01,free postfinance:card_chf:atm_own,postfinance:card_chf,postfinance,atm_domestic_own,Bargeldbezug Postomaten,0.0,CHF,per_txn,,,,14,2026-01-01,free