id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
postfinance:credit_classic:annual_fee,postfinance:credit_classic,postfinance,annual_fee,Jahrespreis Hauptkarte,50.0,CHF,annual,,,CHF 50 Rabatt auf erste Hauptkarte im Bankpaket SmartPlus/SmartYoung/SmartStudents,16,2026-01-01,free
postfinance:credit_classic:interest_late,postfinance:credit_classic,postfinance,interest_late_payment,Jahreszins Teilzahlung/Verzug,9.5,percent,annual,,,,16,2026-01-01,free
postfinance:credit_classic:cash_advance,postfinance:credit_classic,postfinance,cash_advance,Bargeldbezug Geldautomaten,3.5,percent,per_txn,,,Mind. CHF 10,16,2026-01-01,free
postfinance:credit_classic:fx_markup,postfinance:credit_classic,postfinance,fx_markup,Transaktionen Ausland FW,1.75,percent,per_txn,,,Bearbeitungszuschlag,16,2026-01-01,free